As a result, some 60 percent of tenants said they had felt too hot at home at least once over the past five years, versus just over 40 percent of owners.

Beyond heat, the survey looked at flooding, wildfires, water scarcity, wind damage and increasing insect bites. In total, 80 percent of respondents said they had been affected by at least one of these impacts over the past five years.

But heat waves, which are made more frequent, longer and hotter by climate change, emerged as the top concern, with nearly half of respondents saying they had felt too hot in their home and 60 percent saying they had felt too hot outside.

Income and property ownership aren’t the only dividing lines, however. 

Europeans in poor health — many of whom may be homebound — are also more likely to be at risk from extreme heat, the polling found. More than half of people describing themselves as being in poor health reported being unable to afford to keep their homes cool, compared to just over a quarter of those who declared themselves to be in good health.

Plus, Southern Europeans are far more vulnerable than those in northern Europe. While just 8 percent of respondents across Europe said they had been affected by wildfires, for example, that figure rose to 41 percent in Greece. 

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